Protect Your Ring with Lavalier

Lavalier is committed to helping you protect your jewelry, with coverage that goes beyond most homeowner's and renter's insurance policies. Purchasing coverage through Lavalier is simple and affordable, with policies starting at $50. Through Lavalier, you can receive a quote in under one minute.

Why Jewelry Insurance?

Insurance through Lavalier is designed to protect against risks specific to jewelry. Most other insurance isn't. Homeowner's insurance, renter's insurance, even jewelry warranties typically do not adequately protect jewelry. [1]

		Renter’s Policy [1]	Homeowner’s Policy [1]	Jewelry Warranty
Loss
Theft		Often limited	Often limited
Damage		Not all damage	Often limited	Limited; regular inspections required
Flexible Coverage	Up To 50,000$ [2]	Capped as low as 1,000$	Capped as low as 1,000$ - 5,000$	Capped at purchase price of jewelry

Why Lavalier?

Give your jewelry the unique coverage it deserves. Lavalier offers:

• Comprehensive, worldwide coverage
• Automatic coverage for new jewelry
• Repair or replacement of like kind & quality
• Personalized claims settlement

Lavalier is part of W.R. Berkley Corp., an A+ rated member of S&P 500

Learn More

http://lavalier.com

https://lavalier.com/contact-us

1-855-477-6687

[1]  Typical coverage without additional premium; coverage and terms vary widely across insurers when "scheduling" jewelry on a homeowner's or renter's policy

[2]  See policy form for more details and a full description of all applicable terms and conditions, or contact Lavalier at [email protected] or 855-477-6687

Willyou is not a licensed agent of Lavalier Insurance Services and may not sell, solicit, negotiate or recommend insurance.

Disclaimer: By clicking on the “Get a Quote” link, you authorize Willyou to share with Lavalier, and Lavalier to access from Willyou, details of your purchase(s) from Willyou, which may include personal information you have shared with Willyou, for the purpose of calculating and providing you an insurance quote. Both Lavalier and Willyou are committed to maintaining your privacy. Any exchange of information authorized in this manner remains subject to Willyou and Lavalier’s privacy policies which may be accessed here here (Willyou) and here (Lavalier).

Lavalier Insurance Services has provided the content on this page.

Willyou.com is not affiliated with Lavalier. It is the customer's responsibility to decide whether to work with Lavalier after reviewing their options.

FAQs

What types of jewelry does Lavalier cover?

Lavalier offers coverage for a wide variety of jewelry, including engagement rings, watches, heirlooms, and more. Lavalier's insurance is specifically designed to protect your most valuable pieces. Learn more about engagement ring insurance.

How is Lavalier’s jewelry insurance different from homeowner’s or renter’s insurance?

Lavalier provides comprehensive, jewelry-specific coverage that is often more extensive than what is offered by standard homeowner’s or renter’s policies, which may limit claims for loss, theft, or damage.

How much does jewelry insurance with Lavalier typically cost?

The cost is usually 1-2% of the item’s value, starting at $50 per year. The final price depends on factors like the value of your jewelry and your location.

Whether you insure a 5 carat lab grown diamond ring or a 1.5 carat natural diamond ring, make sure to protect it with comprehensive, extensive coverage.

How quickly can I get a quote from Lavalier?

You can receive a quote in under a minute by simply providing your zip code and details about your jewelry.

What is covered under Lavalier’s insurance policy?

Lavalier’s insurance covers loss, theft, damage, and natural disasters like floods or earthquakes. It also includes worldwide coverage, so your jewelry is protected wherever you go. Learn more about engagement ring insurance.

Can I choose my jeweler for repairs or replacements?

Yes, with Lavalier, you can work with your preferred jeweler for repairs or replacements. Lavalier also has a network of trusted jewelers if you prefer.

What happens if I purchase new jewelry, and do I need to notify Lavalier immediately?

When you purchase new jewelry, Lavalier provides automatic coverage for the new item for up to 30 days. During this period, your new jewelry is temporarily protected against loss, theft, or damage, just like the other pieces insured under your policy. However, to ensure that the jewelry remains fully covered beyond the 30-day period, you must update your policy and officially add the new item before the temporary coverage expires.
There is no requirement to notify Lavalier immediately on the day of purchase, as the automatic coverage applies right away. However, it’s recommended that you update your policy as soon as possible to avoid any lapses in coverage. Remember, after 30 days, the automatic coverage will end if you haven't updated your policy.

How do I file a claim with Lavalier?

Filing a claim is simple. You can contact Lavalier directly via phone or online, and they will guide you through the process.

What information do I need to provide to get insured?

Lavalier requires basic information such as your zip code, the value of your jewelry, and an appraisal within 10 days of purchasing a policy.

Does Lavalier insurance cover mysterious disappearance?

Yes, mysterious disappearance, when you don’t know where your jewelry was lost, is covered under Lavalier’s policy.

Are there any limits to the coverage amount Lavalier provides?

Lavalier provides coverage up to $50,000 per item, with higher limits available upon request.